In this panel, the experts share their best practices, challenges and personal experience as to when best to explore self-insurance options, the type of self-insurance structures and when it might be best for companies to retain a certain profile of risk. The panel also discusses the effect a "hard" or "soft" insurance market might have in determining the type of self-insurance vehicle to adopt or even if self-insurance is even required?

Led by: Dato' Majid Mohamad, Chairman, Etiqa Family Takaful and Etiqa General Takaful

Panellists:

• Abdul Halim Jantan, Director and Chief Executive Officer, Sterling Insurance Brokers
• Azmi Abdullah, Group Treasurer, Genting Berhad & Principal Officer, GHR Risk Management (Labuan) Limited
• Anthony Egerton, Principal Officer, Huntington Underwriting Limited